Psychological dangers of foreclosure

I think it's worth talking about the emotional consequences of people being squeezed out of their homes. Psychologically, it's an assault on a person's foundation for living, i.e. a metaphor for death. The problem here is that real estate is both a commodity and a basis for a secure life (except for a small number of natural nomads who don't mind being "in between" dwellings). As long as one has some control over one's living space, it's possible to be calm, capable and ambitious without being greedy or manipulative. What happens when a large number of people are squeezed out of "their" homes, suddenly realizing they don't own the basis for their own security?

Being in debt is also a huge psychological stressor, triggering violence in some cases and anxiety in most. A lot of people have ADD or other issues affecting the prefrontal lobes, and they are easily lured into debt because of their natural present-tense focus. This plays on mental illness (or natural variations in neural configuration that are maladapted to modern systems), and perhaps qualifies morally as abuse -- but is not legally deemed abusive. No recourse for emotional suffering, only acknowledgement of the contract. Some people shouldn't get into contracts in the first place -- but they have no ability to know when they shouldn't, and no objective understanding (if not diagnosed) that neurological traits are subverting "responsibility". Self-blame, shame and family rifts are all part of the fallout. The fault lines deepen, and all we can do is ask whose fault it is. How about repairing the fault lines instead, reducing the psychological stress and the likelihood of random violence and family abuse?

I believe there are many people who are genetically incompatible with our economic system, who need alternatives to the standardized "go to college, get into debt, buy a house with more debt, and work it off until you die" paradigm. Perhaps some form of network marketing, which provides a mentor and low barriers to entry -- perfect for ADD and young people who instinctively reject the compulsive and compulsory aspects of the system. Network marketing is egalitarian, not so much a hierarchy as an organically branching tree. Is it possible to create a globally-networked economy of individuals, subverting mega-corporations and producing a genuinely diverse economy? It may be a matter of reaching near-zero entry costs, with products designed to educate and enable people to adapt to a changing world.